Marriage is a blessing, but it always comes with challenges. Money can be a touchy subject if you don't see eye to eye about saving and spending, and if you're in debt, things can get pretty stressful. If your debt has grown to the point…

Having debt hanging over your head can be stressful, but when even the minimum payments are impossible, the situation can be too much to handle. It's time to take some serious action, starting with taking a hard look at your budget and…

Bankruptcy can seem like an easy solution to debt problems, but it isn't without consequences. It is true that many of your debts may be "erased," but there is a price to pay for that freedom. I always advise my clients to explore every…

It takes discipline and planning to live within your means and stick to a budget, and it's easy to get off track, especially if you experience an unexpected setbacks such as a job change or health challenge. Sometimes no amount of planning…

Most people never imagine they'll need the relief of filing bankruptcy, but sometimes debt builds up unexpectedly. A job loss or medical bill may lead to increased credit card debt, and you may only be able to make minimum payments. Other…

The Fastest Ways to Recover from Bankruptcy No one expects being in a financial bind (personally or business wise) that makes them have to file for bankruptcy. In the worse case scenario if you have to file for bankruptcy (whether it is…

When we meet to discuss your financial situation, I'll take the time to get to know the details of your circumstances so that we can create a custom solution to your debt troubles. For some people, budget and spending revisions and…

If you've filed for bankruptcy at some point, you know that it not only affects your finances,  but equally does great damages to your credit score. And while it may seem like a daunting task to rebuild your life after a bankruptcy - amid…

If you've been struggling with debt for a while, finally deciding to file bankruptcy can offer some relief and hope. It's important to be strategic with the timing of filing your case in order to maximize the benefits and decrease the risk…

Many people who could benefit from filing bankruptcy put off doing so because they aren't sure if it's a wise choice or they're eligible. They may wonder if they have too much or not enough debt to make filing worthwhile. A relatively…